Student Loan Law

Student Loan Law Attorneys in St. Charles, Missouri

Student Loans can be a nightmare. Too many consumers are struggling with the fact that the education they received costs more than the earning potential they gained from that education. The numbers just don’t add up. The Federal Government has stepped in and there are now many options that a Student Loan borrower has to help ease the burden of Student Loan Debt. Doing nothing can lead to severe consequences. The Department of Education can garnish wages and even take tax refunds when individuals default on Student Loans. If you see yourself heading towards this path a consultation with the Attorneys at Pontello & Bressler, LLC could save you a lot of money and unnecessary anxiety. Also if you find yourself already in this situation then a consultation with the Attorneys at Pontello & Bressler, LLC can put you on the track to rehabilitating your loans and getting them out of default into an affordable monthly payment.

The area of Student Loan Law is complex and changing often. In fact, there are now seven distinct repayment options for Federal Student Loans: 1. Standard, 2. Extended, 3. Graduated, 4. Extended Graduated, 5. Income Contingent, 6. Income Based, and 7. Pay as You Earn. If you hire Pontello & Bressler, LLC to help solve your Student Loan issues we will analyze your unique situation, give you all your options in writing, discuss those options with you, and then we file the necessary paperwork for you on whichever option you select..

In certain limited circumstances we are able to even eliminate Student Loans all together. For example, if an individual is found to be totally and permanently disabled by Social Security they would qualify for an Administrative Discharge of all Federal Student Loans. Everyone’s situation is different and we cannot guarantee that we can eliminate your obligations but we can guarantee that if you hire the Student Loan experts at Pontello & Bressler, LLC you will know all of your options and can take back some control over your Student Loan issues.